A big part of counseling is helping people solve their everyday problems. Most people aren't aware of all the services and resources that are available to them. To help solve this issue, we've collected information on a number of different services that are available. Our hope is that this can help people find a solution to their problems, regardless of what they are, and improve their overall quality of life.
Legal Services Corporation provides civil and legal aid to low-income Americans. Use their website to find programs in individual states. Scroll to the bottom of their website to locate legal aid near you.
Allsup provides non-attorney representation when applying for SSDI. Phone: 800-279-4357
Needhelppayingbills.com provides information on state and local assistance programs, charity organizations and resources that provide help paying bills, mortgage assistance, debt relief and more.
www.singlemotherhelp.org/ is a website devoted to helping single mothers. The website has links to articles and assistance with housing, scholarships, grants, and every day costs including credit card debt, among other issues single mothers may face.
Disability.gov – Financial Help — This is Disability.gov’s Guide to Financial Help for Low-Income Individuals & Families
https://interconnection.org/ — offers discounted computer equipment for sale for qualified low-income shoppers.
Benefits.gov — This page of the Benefits.gov site has by-state links to information about various types of federal benefits, with additional options to search by category or agency.
USA.gov — The U.S. government provides a long list of assistance programs on this Benefits page, with categories including health and nutrition (SNAP, medicaid, medicare), job and unemployment (EITC, SS, UI, Training), education (loans, school meals) and more.
Seniors Resource Guide — This page of the Seniors Resource Guide lists federal, state and local options for low- to moderate-income seniors.
CAEL — This page of the CAEL (Council for Adult and Experiential Learning) site outlines initiatives for providing people of low-income or who are unemployed with job training and education.
https://www.mycreditunion.gov/ — provides information on a variety of Credit Unions (LICUs, CDCUs) suitable for members with low-income.
DMV.org – Low-Income Car Insurance — This page of the DMV.org site (not associated with the U.S. Department of Motor Vehicles) provides information about states that have government-sponsored car insurance for low-income families.
Frugaling.org – My Low-Income Lifestyle — This article on the frugal living blog Frugaling.org offers a detailed account of how one person copes with living on a low income.
WiseBread – Top 100 Frugality Blogs — WiseBread, a top personal finance and frugal living blog, offers a useful list of the top 100 frugality blogs and sites based on multiple calculated factors — all of which offer valuable tips on stretching the dollar, saving money and building wealth.
https://www.uscis.gov/tools/settling-us/government-benefits — This page of the Welcome to USA site has information and links to to multiple government benefits, including medicare, medicaid, CHIP, SSA, SSI, SNAP, WIC, TANF and more.
Suntopia — Suntopia claims a large database (over 21,000 programs, nearly 26,000 cities) of social service programs in all 50 states for individuals and families.
WPFP — The Working Poor Families Project (WPFP) publishes reports and articles about the increasing economic divide in the United States, as well as links to relevant organizations and resources.
Ascend — Ascend at The Aspen Institute works towards helping parents and children “educational success and economic security” by highlight ideas and collaborations in that vein.
Aidpage — Aidpage is a support network where people can anonymously share tips and advice to help each other through difficult times.
https://www.clasp.org/ — The CLASP site focuses on policy for low-income Americans.
IRS.gov Taxpayer Advocate — This page of the Taxpayer Advocate Service site (of the IRS) offers LITC (Low Income Taxpayer Clinic) and eligibility information for low-income taxpayers seeking assistance in resolving a tax dispute with the IRS – complete with state map interface for easier search
FCC.gov Lifeline — The linked page on the FCC.gov site has info for affordable telephone service options for low-income subscribers under the Lifeline program.
AARP — The AARP (American Association of Retired Persons) Low-Income Assistance page has links to articles on the site about tax help, income assistance and other ways to expenses.
Single Mommie — SingleMommie lists a variety of resources for single mothers, including grants, scholarships, info on financial help, housing, government programs and more.
NeedyMeds provides information on available patient assistance programs. Phone: 1-800-503-6897
Partnership for Prescription Assistance helps qualifying individuals without prescription drug coverage get the medications they need.
National Disability Rights Network (State Protection and Advocacy Agencies) protects the civil rights of individuals with disabilities, particularly in hospitals and state prison systems. Click on the map on the right-hand side of their website to locate the agency near you.
www.insurekidsnow.gov/index.html - provides information and resources about finding health insurance for children.
Housing Related Help:
www.homelessshelterdirectory.org - provides a national directory of homeless shelters, assistance programs, soup kitchens and more.
ShelterListings.org has information by state for finding low-income, low-cost and supportive housing; homeless and day shelters and halfway housing.
NLIHC – Resource Library — The NLIHC (National Low Income Housing Coalition) Resource Library offers publications, tools, research and reports related to advocacy work on housing programs for low-income families.
HUD.gov — This page of the U.S. HUD (Housing and Urban Development) site covers rental assistance and has links to information on rights and responsibilities for tenants, while other pages have information on affordable housing.
U.S. OCC LIHTC — This page of the U.S Dept of the Treasury’s OCC (Office of the Comptroller of the Currency) site has information on low-income housing tax credit program plus links to various housing organizations.
U.S. OCS LIHEAP — This page of the U.S. OCS (Office of Community Services) provides information about LIHEAP = Low Income Home Energy Assistance Program, while the overall site covers others state and community programs to assist low-income families. Also see http://liheap.org/ to learn about the fight to keep LIHEAP funding from declining.
Energy.gov WIPO — This page from Energy.gov has information about assistance for weatherization and energy bills for low-income families.
Low-Income Housing Resource — LIHR, part of SPAOA (Single Parents Association of America), offers low-income housing resources information and free membership.
LowIncomeHousing.us — LowIncomeHousing.us offers a map-based interface to search for affordable housing options across the United States for low-income individuals and families.
https://www.solarunitedneighbors.org/ has information about solar power for low-income communities, the politics surrounding the situation, and the benefits.
https://www.nyserda.ny.gov/ - offers energy audits to improve home heating and insulation, as well as a number of other resources to homeowners.
Help Finding Work:
Job Accommodation Network is an organization that provides resources and guidance on workplace accommodations and disability employment issues. Their website includes a directory of state vocational rehabilitation offices. Phone: 800-526-7234
Women Employed — Women Employed is not specifically about low-income resources but works to increase opportunities and respect in the workplace for working women.
Federal Student Aid — The Federal Student Aid site details the types of federal student aid grants and scholarships available.
QuestBridge — QuestBridge has information on resources for high-achieving low-income students, plus resources for educators.
The Education Trust — The Education Trust’s sole objective is to advocate for students with high academic achievement, especially those in low-income situations, and to that end offers a number of tools, including one to help in choosing a college based on performance.
Bloomberg Philanthropies — Bloomberg Philanthropies has an initiative to aid students who are high-achieving yet low- and moderate-income.
FinAid — FinAid provides information on educational loans, scholarships and military aid, as well as several dozen financial calculators, plus tips on choosing a college, options for online degrees, jobs and internships and more.
JKCF — The JKCF (Jack Kent Cooke Foundation) site has scholarship, grant and other info intended for “exceptionally promising” students from low-income families.
https://firstgen.naspa.org/ — First Generation students are often from low-income families, and this site caters to them, offering tips and information about finding and paying for degrees at reduced cost.
GoCollege — The linked page on the GoCollege site has info on grants for low-income students, while the overall site has info on financial aid in general, college admission, a college survival guide and more.